A plain-language guide to buying in Melbourne — from the first conversation to the day you hold the keys. No jargon, no pressure. Read it at your own pace, and ask us anything that isn't clear.
We sit down — in person or by call — to understand your family, your timeline and what home should feel like. No properties yet, just listening.
Set a clear, comfortable budget and arrange loan pre-approval before you fall for a home. We can introduce trusted brokers if you'd like one.
We bring you a short list — each home seen in person, with the risks named as plainly as the appeal. Quality over volume, always.
Visit your favourites, then check the detail — building and pest reports, the contract of sale, the section 32 vendor statement. We read the fine print with you.
Decide on a strategy and a firm limit, then negotiate by private offer or bid at auction. We stay beside you so the decision is calm, never rushed.
Sign, pay the deposit, and — for private sales — keep your cooling-off window in mind. Your conveyancer or solicitor handles the legal transfer from here.
On settlement day the balance is paid and the title becomes yours. We do a final inspection together, then hand over the keys to your new home.
Victoria offers concessions and grants for eligible first-home buyers, with thresholds tied to the property's value. We'll help you understand what you may qualify for and how to apply.
Non-residents generally need Foreign Investment Review Board (FIRB) approval before buying, and different rules and fees may apply. We'll point you to the right specialist advice early.
Last reviewed · 2026A private-sale contract usually carries a short cooling-off period; auction purchases typically do not. Always have the contract and section 32 checked before you sign.
Beyond the price, budget for land transfer duty (stamp duty), conveyancing, inspections and loan fees. Concessions can reduce duty for some buyers — we'll help you estimate the real total.
Last reviewed · 2026Buying before completion can mean duty savings and time to plan, but you're buying from drawings. We help you read the plans, finishes schedule and sunset clauses with clear eyes.
Apartments and townhouses usually sit within an owners corporation with shared rules, fees and a sinking fund. We'll help you read its records before you commit.
Have a specific question? The most common ones are answered on our enquiry page.
Read the FAQ →No commitment, no pressure — just a quiet talk about what you're looking for and how we might help.
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